Every verse in the Quran and Holy Bible are taken as God's laws. When there is a clause without a provision, any lawyers and judge will know how to interpret it literally.
Let's start off with Christian views.
BEFORE the declaration of faith by a Gentile woman, Jesus tested her by telling her a proverb.
Mat 15:26But he answered and said, It is not meet to take the children's bread, and to cast it to dogs.
AFTER she believed in Lord Jesus by her words and not by her action alone, she was called "O woman, great is thy faith...". People with true faith in Jesus Christ are known as Christians.
Mat 15:27And she said, Truth, Lord: yet the dogs eat of the crumbs which fall from their masters' table.
Mat 15:28Then Jesus answered and said unto her, O woman, great is thy faith: be it unto thee even as thou wilt. And her daughter was made whole from that very hour.
Indeed dogs are faithless people who refused to believe in the atoning blood of Lord Jesus Christ for cleansing their sins.
Rev 22:15Outside are the dogs and sorcerers and the sexually immoral and murderers and idolaters, and everyone who loves and practices falsehood.
God's law says remission of sins by blood sacrifice.
Heb 9:22 And almost all things are by the law purged with blood; and without shedding of blood is no remission.
Rom 6:23 For the wages of sin is death (eternal separation from God); but the gift of God is eternal life through Jesus Christ our Lord. (Romans 6:23)
Rom 3:23 For all have sinned, and come short of the glory of God;
Rom 3:24 Being justified freely by his grace through the redemption that is in Christ Jesus:
Rom 3:25 Whom God hath set forth to be a propitiation through faith in his blood, to declare his righteousness for the remission of sins that are past, through the forbearance of God
God told Aaron to offer Him sin offering to fulfill His standard for remission of sins.
Exo 30:10And Aaron shall make an atonement upon the horns of it once in a year with the blood of the sin offering of atonements: once in the year shall he make atonement upon it throughout your generations: it is most holy unto the LORD.
Jesus came to replace animals sacrifice with his own blood sacrifice.
Heb 10:9then he added, "Behold, I have come to do your will." He abolishes the first in order to establish the second.
Heb 10:10And by that will we have been sanctified through the offering of the body of Jesus Christ once for all.
Angel Gabriel declared:
Mat 1:21She (Mary) will bear a son, and you shall call his name Jesus, for he will save his people from their SINS."
Jesus foretold his crucifixion to shed his precious Blood: "You know that after two days the Passover is coming, and the Son of Man will be delivered up to be crucified." (Mat 26:2)
Rom 3:25whom God put forward as a propitiation by his blood, to be received by faith. This was to show God's righteousness, because in his divine forbearance he had passed over former sins.
Gal 3:11But that no man is justified by the law in the sight of God, it is evident: for, The just shall live by faith.
Gal 3:12And the law is not of faith: but, The man that doeth them shall live in them.
Gal 3:13Christ hath redeemed us from the curse of the law, being made a curse for us: for it is written, Cursed is every one that hangeth on a tree:
Gal 3:14That the blessing of Abraham might come on the Gentiles through Jesus Christ; that we might receive the promise of the Spirit through faith.
Gal 3:15Brethren, I speak after the manner of men; Though it be but a man's covenant, yet if it be confirmed, no man disannulleth, or addeth thereto.
Gal 3:16Now to Abraham and his seed were the promises made. He saith not, And to seeds, as of many; but as of one, And to thy seed, which is Christ.
Christians are one in Jesus Christ, who are seed of Abraham and heirs by promise.
Gal 3:26For ye are all the children of God by faith in Christ Jesus.
Gal 3:27For as many of you as have been baptized into Christ have put on Christ.
Gal 3:28There is neither Jew nor Greek, there is neither bond nor free, there is neither male nor female: for ye are all one in Christ Jesus.
Gal 3:29And if ye be Christ's, then are ye Abraham's seed, and heirs according to the promise.
Man and God are reconciled by the Blood of Jesus
Eph 2:16And that he might reconcile both unto God in one body by the cross, having slain the enmity thereby:
Eph 2:17And came and preached peace to you which were afar off, and to them that were nigh.
Eph 2:18For through him we both have access by one Spirit unto the Father.
Christians are fellow citizens with the saints and of the family of God
Eph 2:19Now therefore ye are no more strangers and foreigners, but fellow citizens with the saints, and of the household of God;
Eph 2:20And are built upon the foundation of the apostles and prophets, Jesus Christ himself being the chief corner stone
Now let's proceed to examine Muslims views.
Is there any assurance of salvation for Muslims?
1) Allah will forgive those whom He will and not for every one who believe. So how could Muslims be assured to enter Paradise?
Sura/Chapter 002 - Al-Baqarah. Verse 284
Unto Allah (belongeth) whatsoever is in the heavens and whatsoever is in the earth; and whether ye make known what is in your minds or hide it, Allah will bring you to account for it. He will FORGIVE whom He will and He will punish whom He will. Allah is Able to do all things. (Pickthal Translation)
Another verse tells that salvation is for whom the Allah has mercy and not for every one who believe.
Muslims enter Hell as Quran says Allah fill Hell with mankind and jinn together. Mankind is human beings. So which Muslims will be spared?
Sura/Chapter 011 - Hûd. Verse 119
Save him on whom thy Lord hath mercy; and for that He did create them. And the Word of thy Lord hath been fulfilled: Verily I shall fillHELL with the jinn (demons) and mankind together.
2) Allah will send those to Hell who disobey him and there is no given provision of forgiveness for disobedience and no certainty of whatever limits of sins.
Sura/Chapter 004 - An-Nisâ. Verse 14And whoso disobeyeth Allah and His messenger and transgresseth His limits, He will make him enter FIRE, where such will dwell for ever; his will be a shameful doom.
3) No amount of good works can atone the sin of man because sin is the trangression of God's law.Under God's law, no one is perfect because if one break a law, he fails the whole Ten Commandments. The penalty of sin is death (figuratively means eternal separation from God). If there is no law, then there is no sin at all because sin is a measure against God's given law
1John 3:4Whosoever committeth sin transgresseth also the law: for sin is the transgression of the law. (1 John 3:4)
Heb 9:22 And almost all things are by the law purged with blood; and without shedding of blood is no remission.
But Quran says about whoever will enter Paradise and Hell shall depend on good works and weighing on scales!
Now is "good works" ideology faulty? Sin is trangression of God's law and not man's law. Doing good works to other people is unable to atone man's sins because it has not meet the requirement of God's law for remission of sins.
Sura/Chapter 007 - Al-A'râf. Verse 8.The weighing on that day is the true (weighing). As for those whose SCALE is heavy, they are the successful.
Sura/Chapter 023 - Al-Mu'minûn. Verse 103.And those whose SCALEs are light are those who lose their souls, in hell abiding.
4) Allah has decreed that every Muslim shall enter Hell.
Sura 19:71There is NOT One of you BUT shall approach it (Hell). That is a fixed ordinance of thy Lord. (Pickthal Translation)
The literal translation of the last verse cited is: "Not one of you but will enter it (Hell)". Muslim scholars are confused about this verse and say that all will be admitted to Hell but the believers will be rescued. But no one can know when he will be rescued.
It is worthwhile to quote Ibn Katheir, the well known Islamic expositor, as he stated the stories for men who lived understanding what the prophet of Islam has said. One of the stories is about Abdullah Ibn Rowaha was putting his head on his wife's lap, he wept, his wife also wept. He asked her, "why do you weep?" " I saw you weeping so I wept", she answered. He said, "I remembered what Allah said :'No one of you but will enter it (Hell)'. I do not know if I will escape from it or not."
According to Tradition Hadith Al Bukhary volume 5 No. 266, the prophet of Islam said: " By Allah, though I am the apostle of Allah, yet I do not know what Allah will do to me"
The Bible is clear that unbelieving in Lord Jesus (for his original mission on atonment for sins) will lead to second death.
Rev 21:8 (Jesus said) But the fearful, and unbelieving, and abominable, and murderers, and whoremongers, and sorcerers, and idolaters, and all liars, shall have their part in the lake which burneth with fire and brimstone: which is the second death.
Details explanation has been given and response by a Muslim agreed that Muslims shall enter Hell but does not get burned! Is this so as told in Quran?
Sura/Chapter 005 - Al-Mâ'idah. Verse 86.But those who disbelieve and deny our revelations (in Scripture), they are owners of HELL fire.
Quran was revealed earliest in AD610 while the Gospel was first written by John Mark around AD55. The Bible in 3rd century and today's Holy Bible are similar! Quran says it was CONFIRMING the earlier revelations and not CORRECTING the scripture. I just quote 2 verses for easy reference.
Sura 3:3 He hath revealed unto thee the Scripture with truth, CONFIRMING that which was (revealed) before it, even as He revealed the Torah and the Gospel
Sura 5:46 And We caused Jesus, son of Mary, to follow in their footsteps, CONFIRMING that which was (revealed) before him, and We bestowed on him the Gospel wherein is guidance and a light, CONFIRMING that which was (revealed) before it in the Torah a guidance and an admonition unto those who ward off (evil).
5) There is no forgiveness for idolaters (such as love money, impurity, evil desire) as their eternal place is hell fire.
Sura/Chapter 009 - At-Taubah. Verse 113.It is not for the Prophet, and those who believe, to pray for the forgiveness of idolaters even though they may be near of kin (to them) after it hath become clear that they are people of HELL FIRE.
Mat 6:24(Jesus said) No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon (money).
Col 3:5Put to death therefore what is earthly in you: sexual immorality, impurity, passion, evil desire, and covetousness, which is idolatry.
6) Every soul will taste of death; whosoever is removed from Fire will enter Paradise. It means Muslims will be burned in Hell Fire while waiting to be removed to enter Paradise.
Sura/Chapter 003 - Al-Imrân. Verse 185Every soul will taste of death. And ye will be paid on the Day of Resurrection only that which ye have fairly earned. Whoso is removed from the Fire and is made to enter PARADISE, he indeed is triumphant. The life of this world is but comfort of illusion.
7) Muslims could be sent astray by Allah and then their abode will be Hell
Sura/Chapter 017 - Al-Isrâ. Verse 97.And he whom Allah guideth, he is led aright; while, as for him whom He sendeth astray, for them thou wilt find no protecting friends beside Him, and We shall assemble them on the Day of Resurrection on their faces, blind, dumb and deaf; their habitation will be HELL; whenever it abateth, We increase the flame for them.
Truly Allah has decreed for every one to enter Hell according to Sura 19:71 (Yusuf Ali Translatn): Not one (None) of you but will pass over it: this is, with thy Lord, a Decree which must be accomplished.
Lord Jesus said there would be no way out of Hell once one was sent therein (Luke 16:26). Yet it is a decree for every Muslim to enter Hell (Sura 19:71)
The correct intepretation of the verse is to read the context of Sura 19:69-70 about a Muslim who asked about the resurrection of the dead.
Lord of the heavens and the earth and all that is between them! Therefor, worship thou Him and be thou steadfast in His service. Knowest thou one that can be named along with Him ? (Comment: This man is a Muslim as he worships Allah the Lord of the heavens and the earth.) And man saith: When I am dead, shall I forsooth be brought forth alive? Doth not man remember that We created him before, when he was naught? And, by thy Lord, verily We shall assemble them (Muslims) and the devils, then We shall bring them, crouching, around hell. Then We shall pluck out from every sect whichever of them was most stubborn in rebellion to the Beneficent. And surely We are Best Aware of those most worthy to be burned therein. There is not one of you but shall approach it. That is a fixed ordinance of thy Lord. Then We shall rescue those who kept from evil, and leave the evil-doers crouching there. (Sura 19: 69-70) Pickthal Translation
In conclusion, Muslims are destined to enter Hell Sura 19:71 Not one (none) of you BUT will pass over it: this is, with thy Lord, a Decree which must be accomplished. Sura 19:71 (Yusuf Ali Translation).
As you see, there is no assurance of salvation to those who embrace Islam.
More details at:http://www.islamreview.com/articles/waytoparadise.shtml
Now, if you felt your heart being opened to a new desire for God and you sincerely want to accept the gift of God, You may pray something like this:
Dear Lord God, I know that I am a sinner, I realize that from my life and from your Word, destined for Hell. I need your mercy and forgiveness. I believe that Jesus has died for my sins. I trust Jesus as my Savior and Lord. I want to turn away from my sins. Cleanse my sins by the Blood of Jesus shed on the Cross. God, I submit to you now and I invite You to come into my heart and life. Please help me to follow you all the days of my life.
In Jesus name I pray. Amen.
The prayer is simple and yet many Muslims prefer to work for salvation instead of accepting the salvation plan of God by faith in Lord Jesus Christ, the author and finisher of our faith.
Heb 12:2 Looking unto Jesus the author and finisher of our faith; who for the joy that was set before him endured the cross, despising the shame, and is set down at the right hand of the throne of God.